Over the past four months I’ve gained a newfound understanding of self-worth.

在過去的四個月里,我刷新了我的財富價值觀。


I used to break down my money into two categories; salary and savings. The process was very simple. To make an income, I provided my time and skills in exchange for money. I would then keep a percentage of my bi-weekly paycheck for myself and put the rest of it into a savings account.

我過去常常認為我的錢就是簡單的2部分:工資和儲蓄。為了增加收入,就得出賣我的時間和技能。然后將薪水的一部分留作零花錢,剩余的存進銀行,每2個星期分配一次。

The truth is, that this is how you make good money. It’s not how you make great money.

說實話,這確實是賺錢的方式,但不是賺大錢的途徑。

In his New York Times bestseller The 4-Hour Workweek, Tim Ferriss explains why being the second-lowest paid person at his company persuaded him to start BrainQUICKEN LLC on the side and slowly build it up. This venture turned his 40k per year into 40k per month.

在《紐約時報》上有一本暢銷書《每周4小時工作制》,該書作者蒂姆·費里斯 解釋了為什么作為公司收入第二低的員工,他說服自己兼職創辦BrainQUICKEN 公司,然后慢慢發展壯大,這次冒險把他的收入從年入4萬美刀變成了月入4萬美刀。

Had Ferris stayed complacent with his single source of revenue, and focused all of his energy on climbing the corporate ladder, he never would have become the entrepreneurial icon we know today.

再有如果費里斯滿足于單一收入來源,把全部精力放在單位職業晉級這件事上的話,那么就應該不會成長為如今眾所周知的企業家。

The key to making more starts with a higher level understanding of wealth, and the two different ways we define income.

想賺更多錢的關鍵得先對錢有高級別的認識,此外知道從2種不同方面去定義收入。


The Second is passive income. These are earnings that may not require as much hands on work, including investing, real estate, e-commerce, royalties, etc. This allows you to have some financial flexibility outside of your 9–5, without having to necessarily be present to reap the benefits.

第二是被動收入。這些收入可能不需要太多的實際工作,包括投資、房地產、電子商務、版稅等。這讓你在朝九晚五之外擁有一定的財務靈活性,而不必親自到場就能獲得收益。

The Secret To Financial Success Is.understanding how to build up multiple revenue streams combining both active and passive income.

財務成功的秘訣是財務上成功的秘訣是了解如何建立積極和消極收入相結合的多種收入來源。

A lot of people settle on their career salary, or sit on it for a decade before making a move. If your ambition is to be average, then that mindset is fine. But to be in the top tier of wealth, you need to start figuring out different ways to make money simultaneously.

很多人都滿足于他們的職業薪水,或者工作了十年才跳槽。如果你的抱負是成為普通人,那么這種心態是可以接受的。但要想成為最富有的人,你需要開始想出同時賺錢的不同方法。


On their own, these income sources are good, but rather modest. When combined, they elevate me to a different level of success.

就單個收入來源而言,雖然收入也還可以,卻也相當有限。但所有來源結合在一起后,我的財富值就能上升一個臺階。

Ashton Kutcher is a great example. You may know him as the famous film/television star. He’s had a respectable career and made a lot of money. But even if he never received another movie role again, Kutcher would still be wealthier than 99% of the world due to his diversified portfolio of revenue streams. Since the early 2000’s he’s owned a production company, invested in tech startups, and formed a venture capital firm.

例如阿什頓·庫徹子,你可能知道他是著名的電影/電視明星。這份體面的工作,讓他賺了很多錢。但即使庫徹從此不再演戲,他仍然會比世界上99%的人更富有。因為他擁入其他收入來源,自從2000年早期開始,他陸續有自己的紙片公司和投資初創公司的投資公司。

Wealth is more than money. It is a series of learned strategies and behaviors.

有財富不單單說是有錢。還需要學習掌握一系列策略和需要付出行動。

“If we command our wealth, we shall be free; if our wealth commands us, we are poor indeed”- Edmund Burke

埃德蒙·伯克曾說過:“如果我們能做到支配我們的財富,我們將獲得財富自由;如果我們由財富支配,我們只會貧窮?!?

In Conclusion

總的來說,

This process won’t happen overnight. I’m sure most people reading this don’t have more than a few income streams yet.

這個過程不會一蹴而就。我相信正在讀這本書的大多數人都還沒有實現多收入來源。

If you do, fantastic. You’re already on the path to a wealthier future.

如果你已經這樣做了,那太棒了。你正在走在變富的道路上。

If not, don’t panic.

如果沒有,也不必驚慌。


Start with something easy like investing a small percentage of your paycheck. Over time you can build out different income streams until your side earnings are matching your salary. Then push for more.

從一些簡單的事情開始,比如拿出一小部分工資進行投資。隨著時間的推移,你可以建立不同的收入流,直到有一天,副業收入與你的工資持平。然后再爭取更多收入來源。